See How Your Home Equity Could Work for You

The Real Estate Equity & Payment Calculator is designed to help you explore your financial options in just a few minutes. By entering a few simple details, you can get an estimated view of your home’s current equity, potential net proceeds, and what your next home payment might look like.

This tool provides estimates for informational purposes only and should not be relied upon as financial advice. Actual figures will vary based on your specific situation, loan terms, and market conditions.

For accurate numbers and personalized guidance, be sure to consult with a qualified lender or financial professional before making any formal decisions about selling, buying, or refinancing a home.

It’s a simple way to compare possible scenarios — so you can see whether your total monthly outlay could go up, down, or stay about the same as you plan your next move.

Real Estate Equity & Payment Calculator

Real Estate Equity & Payment Optimizer

Estimate your net proceeds, your next-home payment, and compare your total monthly outlay.

Step 1: Current Home Value

This can be an estimate. Don’t know? Request a CMA .

Step 2: Current Loan Balance

Step 3: Estimated Net Proceeds

Here’s an estimate if you sold at the value you entered.

Sale price:$0
Closing costs (6%):
Prorated taxes (0.5%):
Loan payoff:$0
Estimated net:$0
You can adjust closing costs and taxes above.

Step 4: How much to use on your next home?

You can use all of your net, or keep some for reserves/debt payoff.

Step 5: New Home & Mortgage Comparison

Step 6: Monthly Debts

Enter the monthly payments for any debts you currently have. Then check the box for the debts you plan to pay off using your proceeds/equity. Those checked debts will be removed from your monthly total in the “after” scenario.

Results Summary

Home value: $0

Loan balance: $0

Estimated net proceeds: $0

Down payment used: $0

New home price: $0

New loan amount: $0

Current mortgage payment: $0

New estimated mortgage payment: $0

Total monthly debts (before): $0

Debts paid off with equity: $0

Debts remaining after: $0

Total monthly before (mortgage + all debts): $0

Total monthly after (new mortgage + remaining debts): $0

Monthly change (after − before): $0

*These are estimates only. For exact numbers, talk to your lender or agent.

Let’s make your dream home a reality!

Looking for your dream home or property? Leave your details and I’ll get back to you.